Individual tax returns, done in minutes.
PAYG employee, investor, rental owner or contractor — Night Tax AI handles your individual return end-to-end, finds every deduction you're entitled to, and gets you the maximum refund the ATO allows.
books?
We're the experts.
Nothing too tangled to untangle.
Trusted & accredited
What our AI finds
Deductions you'd otherwise miss.
Night Tax AI scans every line of your data against thousands of ATO-recognised deduction patterns specific to your situation.
Work-from-home running costs (52c / actual cost method)
Occupation-specific deductions tailored to your job
Self-education and professional development expenses
Investment property depreciation and interest
Car & travel claims with correct logbook treatment
Income protection and personal super contributions
How it works
From sign-up to lodged in days, not weeks.
Tell us about you
30-second intake — your job, situation, and any income sources.
AI prepares your return
We pre-fill ATO data and surface every relevant deduction question.
Agent lodges within 24h
A registered tax agent reviews, signs and lodges directly with the ATO.
Eligibility
Is this the right return for you?
An individual tax return is the standard return every Australian taxpayer lodges each year. If you earned salary or wages, ran a small side hustle without an ABN, received investment income, or held a rental property in your own name, this is the return for you.
Night Tax's individual return is designed for anyone with straightforward personal income up to complex multi-income situations. Whether you're a full-time PAYG employee, a casual worker juggling three jobs, a share investor with dozens of trades, or a landlord with an investment property, the AI adapts the questions to your circumstances so you only see what's relevant.
If you operate under an ABN as a sole trader — even part-time on the side — you'll need our sole trader return instead, which includes the Business schedule the ATO requires. If you're unsure which return applies, start any return and the intake will match you to the correct product before payment.
- Australian resident for tax purposes
- Salary, wage or PAYG income
- Investment, dividend or crypto income
- Rental property held personally
- Foreign income or Australian resident abroad
- Multiple prior years to catch up on
Deductions in detail
The deductions our AI hunts for on every return.
Every deduction below is checked against ATO Taxation Rulings, our own database of successful past claims, and your specific occupation. If it's claimable and you're entitled to it, we'll find it — with the substantiation guidance to keep it defensible if the ATO ever asks.
Working from home
Actual cost method or the ATO's fixed-rate — whichever is higher for your situation. We calculate hours, apportion energy, internet and phone, and check depreciation on your home office equipment.
Vehicle & travel
Cents-per-km (up to 5,000 business km) or logbook method, plus overnight travel, meals and accommodation for genuine work trips. We'll flag which method maximises your claim.
Tools & equipment
Instant write-off for items under the threshold and depreciation for larger purchases. Includes tech, safety gear, uniforms with employer logos, protective clothing and industry-specific tools.
Self-education
Course fees, textbooks, stationery, internet during study, and travel to campus — as long as the course sufficiently connects to your current income-earning activity.
Union & professional fees
Union dues, professional association memberships, licence renewals, working-with-children checks, first aid tickets and industry-specific subscriptions.
Investments
Interest on investment loans, share management fees, tax agent fees on investment advice, and depreciation on investment property assets under a quantity surveyor's schedule.
Rental property
Interest, rates, insurance, agent fees, repairs vs improvements distinctions, depreciation schedules, and short-stay platform income including apportionment rules.
Donations & personal super
Tax-deductible gifts to DGRs, personal deductible super contributions with the correct notice of intent, and income protection premiums outside super.
Cost of managing tax affairs
Our own fee is deductible next year, along with prior-year tax agent fees, travel to see your agent, and software specifically used for record-keeping.
Real-world examples
What a Night Tax return looks like in practice.
Illustrative scenarios based on typical client outcomes. Names changed; numbers realistic.
Priya works rotating shifts across two hospitals, drives between sites, and studied a graduate certificate. Her previous DIY return claimed only uniform laundry and union fees.
Outcome: Night Tax added logbook-based car deductions, self-education, professional registrations and WFH admin time — increasing her refund by $1,940 versus her prior year.
Marcus is a full-time employee with restricted stock units, a share portfolio, and a granny-flat rental. His accountant charged $420 last year and missed several deductions.
Outcome: The AI caught depreciation on his rental furniture, correctly handled his ESS reporting, and added home-office and internet deductions — refund $2,610, fee $79.
Aisha has PAYG income from two retail employers plus rideshare earnings. She was unsure whether she needed to lodge as a sole trader.
Outcome: Night Tax matched her to the individual return with correct rideshare treatment, claimed a logbook, phone, and platform fees, and lodged in under 25 minutes for $79.
Timeline
From start to refund — what to expect.
- Day 0Start your return, answer the AI intake and upload any documents. Most clients finish this step in 15–20 minutes.
- Within 4 hoursOur AI reconciles your ATO pre-fill, applies occupation-specific deduction logic and flags any missing information as plain-English questions.
- Within 24 hoursA registered tax agent reviews the draft, signs off, and lodges the return electronically with the ATO.
- 5–10 business daysThe ATO issues your notice of assessment and deposits your refund directly into the bank account on file.
Pricing
Flat fees. No surprises. Pay from your refund.
PAYG income, standard deductions, work-related expenses and up to two employers.
Adds share and crypto trading, managed funds, and dividend reinvestment plans.
Adds one rental property with depreciation schedule import. Additional properties $80 each.
- Pay from your refund — no card required to start.
- Prior-year returns quoted at the same tier price per year.
- Amendments to a Night Tax-lodged return are free within 30 days.
- Our fee is deductible on next year's return.
FAQs
Common questions, straight answers.
Do I need to book an appointment?+
No. The entire return is completed online at your own pace, typically in 15–20 minutes. You can start on your phone, pause, and finish on your laptop — everything saves automatically.
How fast will I get my refund?+
Once your return is reviewed and lodged, the ATO usually deposits refunds within 5–10 business days. Complex returns or those flagged for ATO review can take longer, but you'll always be able to track progress inside your Night Tax account.
Can I lodge if I have multiple jobs or side income?+
Yes. Night Tax handles multiple PAYG payment summaries, share and crypto sales, rental income, foreign income, and side-hustle earnings on the one return. The AI walks you through each income type with plain-English prompts.
What if I haven't lodged for a few years?+
We can prepare and lodge multiple years of overdue individual returns. Each year is quoted separately from $79 and the AI pre-fills whatever ATO data is available for that year.
Is my information secure?+
Your data is encrypted in transit and at rest, hosted in Australia, and only ever accessed by a registered tax agent who has signed a confidentiality obligation. We never sell or share your data.
Do I have to pay upfront?+
No. You can choose to pay from your refund at lodgement time. If the ATO issues a debit instead of a refund, we'll invoice you directly with our standard flat fee.
What documents do I need?+
Most PAYG income, health cover and interest data is pre-filled from the ATO. You'll only need receipts or bank statements for the deductions you claim — and we'll tell you exactly which ones matter for your job.
Who actually signs the return?+
Every Night Tax return is reviewed and lodged by a registered Australian tax agent under David Orth's supervision. The AI drafts; a human agent signs off.
Related services
Not quite the right fit? Try one of these.
Have an ABN? Add a Business schedule and full expense capture from $99.
Partnerships and small businesses with BAS, GST and year-end lodgement.
See what's typically claimable in your industry before you start.
Ready to start your individual return?
Takes 30 seconds to begin. No payment required until you're ready to lodge.